Where people are worth more than money.

                          

House Shopping?

If your spring fever symptoms include a persistent longing for a new space, come to the credit union first.

We'll help you sort out the home buying process and your mortgage loan options.  We not only offer competitive rates and terms, but also guidance through what can be a complicated, and sometimes baffling, procedure of financing your new home.  Contact us to find out how our friendly, experienced mortgage loan officers can help simplify it for you.

The EMV Chip is Coming.

EMV is an acronym for its developers – Europay, MasterCard, Visa.  EMV is the world’s standard for ensuring interoperability between chip-based payment cards (“smart” cards) and terminals.  The cards were originally developed to address authentication issues that occurred due to the weak telecommunications networks in Europe; however, the microprocessors embedded in EMV cards have proven to be an effective weapon in the fight against counterfeit card fraud in card present (CP) scenarios.
EMV cards are the same size and thickness as standard magnetic-stripe cards.  However, the card is inserted into a slot on the POS terminal and remains until completion, rather than being swiped through a reader.  This “contact” method enables the card to communicate with the terminal.

EMV cards can also support “contactless” payments where it can either be tapped at or waved by the POS terminal for transactions.  A card capable of performing both transactions is called a Dual Interface Card.  EMV technology can also be built into smartphones equipped with NFC (Near Field Communication) chips.

To help ensure wider payment acceptance, nearly all EMV cards also have a magnetic stripe for use at terminals that have not been updated to the EMV standard.

Peoples FCU will be reissuing debit cards with the EMV chip later this year.  Please stay tuned for more information through our website, facebook, and more.

Allow Us to Save You!

Who doesn't like to save? 

Check out our loan rates on autos and more to see how we can save you money.  Financing or refinancing a loan with us could help up your savings.

Rejuvenate your account(s) with us for we are here to serve our members and communities by helping you the best we can!

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