For new users, you may sign up to use Peoples 24/7 by visiting us during our lobby hours to fill out an enrollment form. It will take up to 10 business days before you receive your password through the mail. If you have any questions or comments, please contact Chaz Ervin (cervin@peoplesfcu.com) at ext. 126. To access the new Peoples 24/7 site, just click here . Reminder: If you forget your password, you must fill out another application with your signature. For more information, click here for the Peoples 24/7 FAQ.
Electronic Bill Payment
Tired of Paying Bills?
If you’re like most people, time is getting more and more valuable. It seems that stopping by the post office to pick up stamps, sitting down to write out a share draft for each bill and remembering to drop them in the mail doesn’t always fit into the hustle and bustle of daily life. There is a way around it…
Let the credit union do it for you!
While the credit union can’t actually supply the funds to pay your bills, it can eliminate the stress and time constraints associated with doing so. The service is called Electronic Bill Payment, and it’s available at your credit union today.
Electronic Bill Payment makes it easy and convenient to handle all of your bill paying on-line.
To qualify for the Electronic Bill Payment you must receive e-statements from PFCU and complete the enrollment form, which can get by clicking here. By the way this service is FREE!
E-STATEMENTS
We are offering E-Statements to Peoples 24/7 users. To sign up, just click on E-Statements in Peoples 24/7. Please note that once you are signed up for E-Statements, you will no longer receive paper statements.
CHECK IMAGES IN PEOPLES 24/7
Peoples 24/7users can view check images. Simply go into your draft account and click on the check numbers highlighted in blue. Please make sure you are allowing pop-ups from our site; otherwise your browser will not display the images.
Check Reordering
You can reorder your checks online. To reorder your checks online, all you need is your check reorder form for information. To access check reordering, please click on the picture to the left.
As part of a government plan to insure that all financial institutions have enough money in reserve at all times, Regulation D was put into effect. This limits the amount of transactions members can do on non-transactional “share/savings” accounts to 6 per month per account. After that, additional transactions will be rejected and an overdraft fee will be assessed.
While using M.E.L. or Peoples 24/7, you may have tried to move money from one of your share accounts, to either your share draft account or to make a loan payment, and received an error message stating that this service was not allowed. “Why?” you asked yourself, as you had been able to do it before. Chances were that you had exceeded your six transactions per month limit on that share account. Please keep in mind that this is a federal regulation and not just a credit union policy.
Regulation D DOES NOT apply in certain cases however. There are no limits to the amount of transactions that a member can do from their share draft (checking) accounts. Also, Regulation D only limits to six the amount of transactions that a member does for themselves, i.e. via M.E.L., Peoples 24/7, ACH items, overdraft transfers to share draft account, etc. Any transaction that a member does through a teller, either in person or a faxed request, or withdraws from a share account at an ATM does not count against the six per month limit.
Confused yet? I know I was when I first tried to understand this regulation. As always, any questions you may have, please do not hesitate to contact us for additional information or clarification.
