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LOANS

All collateral loans (excluding mortgages) receive 0.25% APR discount with a pre-approval

Auto Loans

Auto Loans
APR = Annual
Percentage Rate

APR as low as APR
Peoples Preferred Club
as low as
APR
Peoples Preferred Club
& Pre-Approval
as low as
New Auto 7.00% 6.50% 6.25%
Used Auto 7.70 7.00% 6.75%
APPLY TODAY

Recreational Loans

Recreational Loans
APR = Annual
Percentage Rate

APR as low as APR
Peoples Preferred Club
as low as
APR
Peoples Preferred Club
& Pre-Approval
as low as
New Boat / RV 8.00% 7.50% 7.25%
New PWC 8.00% 7.50% 7.25%
New Motorcycle 8.00% 7.50% 7.25%
New ATV 8.00% 7.50% 7.25%
Used Boat / RV 8.00% 7.50% 7.25%
Used PWC 8.00% 7.50% 7.25%
Used Motorcycle 8.00% 7.50% 7.25%
Used ATV 8.00% 7.50% 7.25%
APPLY TODAY

Home Loans

Home Loans
APR = Annual Percentage Rate
APR as low as
Mortgage - 10 yr 7.125%
Mortgage - 15 yr 7.75
Mortgage - 20, 25, 30 yr Contact for Rate
Home Equity Line of Credit 7.50% Variable
APPLY TODAY

Unsecured Loans

Unsecured Loans
APR = Annual Percentage Rate
APR as low as
Signature 9.85%
Instant Cash Line of Credit 9.00%
Fuel Loan 9.50% Variable
APPLY TODAY

Other Loans

Other Loans
APR = Annual Percentage Rate
APR as low as
Frozen Share / Money Club/ Certificate 4.00%
New Lawn / Tractor / Farm Equipment 8.20%
Used Lawn / Tractor / Farm Equipment 9.20%
APPLY TODAY

SAVINGS

Share Account

Share Accounts APY (Annual Percentage Yield)
Regular Shares 0.15%
Prospective rate quoted is compounded daily – Paid Monthly.

Money Club Accounts

Club Accounts APY (Annual Percentage Yield)
Money Club $0.01 - $5,000.00 0.60%
Money Club $5,000.01 - $25,000.00 0.65%
Money Club $25,000.01 and over 0.71%
$5,000.00 Minimum Opening Balance.
Prospective rate quoted is average daily balance – Paid Monthly.

Christmas & Vacation Club Accounts

Club Accounts APY (Annual Percentage Yield)
Christmas Club Accounts
0.35%
Vacation Club Accounts 0.35%
Prospective rate quoted is compounded daily – Paid Annually.

Share Certificates

Share Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
6 month Share Certificate
2.53% 2.63%
1 year Share Certificate 3.67% 3.77%
18 months Share Certificate 3.67% 3.77%
2 year Share Certificate 3.51% 3.62%
3 year Share Certificate 3.05% 3.15%
$1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Jumbo Share Certificates

Jumbo Share Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year 3.82% 3.93%
2 Years 3.67% 3.77%
3 Years 3.20% 3.30%
$150,000.00 - $199,999.99
1 Year 3.87% 3.98%
2 Years 3.71% 3.82%
3 Years 3.25% 3.36%
$200,000.00 and over
1 Year 3.93% 4.03%
2 Years 3.77% 3.87%
3 Years 3.30% 3.41%
Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Individual Retirement Accounts

Individual Retirement Accounts APY (Annual Percentage Yield) APY Peoples Preferred Club
6 month IRA Certificate
2.53% 2.63%
1 year IRA Certificate 3.67% 3.77%
18 months IRA Certificate 3.67% 3.77%
2 year IRA Certificate 3.51% 3.62%
3 year IRA Certificate 3.05% 3.15%
IRA* 0.76% NA
Coverdell Educational Savings Account* 0.76% NA
*Prospective rate quoted is compounded daily – Paid Monthly.
Certificates - $1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Jumbo IRA Certificates

Jumbo IRA Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year 3.82% 3.93%
2 Years 3.67% 3.77%
3 Years 3.20% 3.30%
$150,000.00 - $199,999.99
1 Year 3.87% 3.98%
2 Years 3.71% 3.82%
3 Years 3.25% 3.36%
$200,000.00 and over
1 Year 3.93% 4.03%
2 Years 3.77% 3.87%
3 Years 3.30% 3.41%
Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

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