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LOANS

All collateral loans (excluding mortgages) receive 0.25% APR discount with a pre-approval

Auto Loans

Auto Loans
APR = Annual
Percentage Rate

APR as low as APR
Peoples Preferred Club
as low as
APR
Peoples Preferred Club
& Pre-approval
as low as
New Auto 4.14% 3.64% 3.39%
Used Auto 4.14% 3.64% 3.39%
APPLY TODAY

Recreational Loans

Recreational Loans
APR = Annual
Percentage Rate

APR as low as APR
Peoples Preferred Club
as low as
APR
Peoples Preferred Club
& Pre-approval
as low as
New Boat / RV 6.40% 5.90% 5.65%
New PWC 6.40% 5.90% 5.65%
New Motorcycle 6.40% 5.90% 5.65%
New ATV 6.40% 5.90% 5.65%
Used Boat / RV 6.40% 5.90% 5.65%
Used PWC 6.40% 5.90% 5.65%
Used Motorcycle 6.40% 5.90% 5.65%
Used ATV 6.40% 5.90% 5.65%
APPLY TODAY

Home Loans

Home Loans
APR = Annual Percentage Rate
APR as low as
Mortgage - 10 yr 7.125%
Mortgage - 15 yr 7.125%
Mortgage - 20, 25, 30 yr Contact for Rate
Home Equity Line of Credit 5.05% Variable
APPLY TODAY

Unsecured Loans

Unsecured Loans
APR = Annual Percentage Rate
APR as low as
Signature 9.10%
Instant Cash Line of Credit 8.59%
Fuel Loan 6.50% Variable
APPLY TODAY

Other Loans

Other Loans
APR = Annual Percentage Rate
APR as low as
Frozen Share / Money Club/ Certificate 4.00%
New Lawn / Tractor / Farm Equipment 7.70%
Used Lawn / Tractor / Farm Equipment 8.70%
APPLY TODAY

SAVINGS

Share Account

Share Accounts APY (Annual Percentage Yield)
Regular Shares 0.15%
Prospective rate quoted is compounded daily – Paid Monthly.

Money Club Accounts

Club Accounts APY (Annual Percentage Yield)
Money Club $0.01 - $5,000.00 0.40%
Money Club $5,000.01 - $25,000.00 0.45%
Money Club $25,000.01 and over 0.50%
$5,000.00 Minimum Opening Balance.
Prospective rate quoted is average daily balance – Paid Monthly.

Christmas & Vacation Club Accounts

Club Accounts APY (Annual Percentage Yield)
Christmas Club Accounts
0.35%
Vacation Club Accounts 0.35%
Prospective rate quoted is compounded daily – Paid Annually.

Share Certificates

Share Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
6 month Share Certificate
0.90% 1.00%
1 year Share Certificate 1.26% 1.36%
18 months Share Certificate 1.56% 1.66%
2 year Share Certificate 1.56% 1.66%
3 year Share Certificate 1.77% 1.87%
$1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Jumbo Share Certificates

Jumbo Share Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year 1.41% 1.51%
2 Years 1.61% 1.71%
3 Years 1.82% 1.92%
$150,000.00 - $199,999.99
1 Year 1.46% 1.56%
2 Years 1.66% 1.77%
3 Years 1.87% 1.97%
$200,000.00 and over
1 Year 1.51% 1.61%
2 Years 1.71% 1.82%
3 Years 1.92% 2.02%
Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Individual Retirement Accounts

Individual Retirement Accounts APY (Annual Percentage Yield) APY Peoples Preferred Club
6 month IRA Certificate
0.90% 1.00%
1 year IRA Certificate 1.26% 1.36%
18 months IRA Certificate 1.36% 1.46%
2 year IRA Certificate 1.56% 1.66%
3 year IRA Certificate 1.77% 1.87%
IRA* 0.55% NA
Coverdell Educational Savings Account* 0.55% NA
*Prospective rate quoted is compounded daily – Paid Monthly.
Certificates - $1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Jumbo IRA Certificates

Jumbo IRA Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year 1.41% 1.51%
2 Years 1.61% 1.71%
3 Years 1.82% 1.92%
$150,000.00 - $199,999.99
1 Year 1.46% 1.56%
2 Years 1.66% 1.77%
3 Years 1.87% 1.97%
$200,000.00 and over
1 Year 1.51% 1.61%
2 Years 1.71% 1.82%
3 Years 1.92% 2.02%
Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

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