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LOANS

All collateral loans (excluding mortgages) receive 0.25% APR discount with a pre-approval

Auto Loans

Auto Loans
APR = Annual
Percentage Rate

APR as low as APR
Peoples Preferred Club
as low as
APR
Peoples Preferred Club
& Pre-approval
as low as
New Auto 2.74% 2.24% 1.99%
Used Auto 2.74% 2.24% 1.99%
APPLY TODAY

Recreational Loans

Recreational Loans
APR = Annual
Percentage Rate

APR as low as APR
Peoples Preferred Club
as low as
APR
Peoples Preferred Club
& Pre-approval
as low as
New Boat / RV 5.00% 4.75% 4.25%
New PWC 5.00% 4.75% 4.25%
New Motorcycle 5.00% 4.75% 4.25%
New ATV 5.00% 4.75% 4.25%
Used Boat / RV 5.00% 4.75% 4.25%
Used PWC 5.00% 4.75% 4.25%
Used Motorcycle 5.00% 4.75% 4.25%
Used ATV 5.00% 4.75% 4.25%
APPLY TODAY

Home Loans

Home Loans
APR = Annual Percentage Rate
APR as low as
Mortgage - 10 yr 2.25%
Mortgage - 15 yr 2.25%
Mortgage - 20, 25, 30 yr Contact for rate
Home Equity Line of Credit 4.00% variable
APPLY TODAY

Unsecured Loans

Unsecured Loans
APR = Annual Percentage Rate
APR as low as
Signature 8.20%
Instant Cash Line of Credit 7.99%
APPLY TODAY

Other Loans

Other Loans
APR = Annual Percentage Rate
APR as low as
Frozen Share / Money Club/ Certificate 4.00%
New Lawn / Tractor / Farm Equipment 7.20%
Used Lawn / Tractor / Farm Equipment 8.20%
APPLY TODAY

SAVINGS

Share Account

Share Accounts APY (Annual Percentage Yield)
Regular Shares 0.15%
Prospective rate quoted is compounded daily – Paid Monthly.

Money Club Accounts

Club Accounts APY (Annual Percentage Yield)
Money Club $0.01 - $5,000.00 0.15%
Money Club $5,000.01 - $25,000.00 0.20%
Money Club $25,000.01 and over 0.25%
$5,000.00 Minimum Opening Balance.
Prospective rate quoted is average daily balance – Paid Monthly.

Christmas & Vacation Club Accounts

Club Accounts APY (Annual Percentage Yield)
Christmas Club Accounts
0.25%
Vacation Club Accounts 0.25%
Prospective rate quoted is compounded daily – Paid Annually.

Share Certificates

Share Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
6 month Share Certificate
0.25% 0.35%
1 year Share Certificate 0.30% 0.40%
18 months Share Certificate 0.35% 0.45%
2 year Share Certificate 0.35% 0.45%
3 year Share Certificate 0.40% 0.50%
$1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Jumbo Share Certificates

Jumbo Share Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year 0.30% 0.40%
2 Years 0.35% 0.45%
3 Years 0.40% 0.50%
$150,000.00 - $199,999.99
1 Year 0.30% 0.40%
2 Years 0.35% 0.45%
3 Years 0.40% 0.50%
$200,000.00 and over
1 Year 0.35% 0.45%
2 Years 0.40% 0.50%
3 Years 0.45% 0.55%
Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Individual Retirement Accounts

Individual Retirement Accounts APY (Annual Percentage Yield) APY Peoples Preferred Club
6 month IRA Certificate
0.25% 0.35%
1 year IRA Certificate 0.30% 0.40%
18 months IRA Certificate 0.35% 0.45%
2 year IRA Certificate 0.35% 0.45%
3 year IRA Certificate 0.40% 0.50%
IRA* 0.30% NA
Coverdell Educational Savings Account* 0.30% NA
*Prospective rate quoted is compounded daily – Paid Monthly.
Certificates - $1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Jumbo IRA Certificates

Jumbo IRA Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year 0.30% 0.40%
2 Years 0.35% 0.45%
3 Years 0.40% 0.50%
$150,000.00 - $199,999.99
1 Year 0.30% 0.40%
2 Years 0.35% 0.45%
3 Years 0.40% 0.50%
$200,000.00 and over
1 Year 0.35% 0.45%
2 Years 0.40% 0.50%
3 Years 0.45% 0.55%
Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

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