Savings Accounts

• In credit union language, this is your savings account.
• The credit union requires a $5.00 deposit (par value) to your primary savings account, which remains on deposit to insure your membership privileges.
• Dividends are compounded daily and paid monthly.

Eligibility of Membership

Individuals who live, work, worship, volunteer or attend school in, and businesses and other legal entities located in Kanawha, Mason and Putnam counties in WV are eligible for membership; and immediate family members.

Why join Peoples Federal Credit Union?

Once you become a member, you are part of our family. We are dedicated to providing you all the support you need to reach your financial goals along with the "credit union" experience you deserve.

Peoples Federal Credit Union is your "Financial First Responder" providing:

• Exceptional Service
• Powerful products with great rates
• Low fees, Low charges
• Convenient banking
• Home buying made easy
• Special offers and discounts

Share Accounts	APY (Annual Percentage Yield)
Regular Shares*	0.15%

*Prospective rate quoted is compounded daily – Paid Monthly.

Peoples Federal Credit Union (PFCU) will offer preferred dividend and lending rates to members who use more of our services and sign up for this club.

Benefits

• Offer to members a 50 basis point discount on all new and used auto, RV, lawn, tractor and farm equipment loans.
  Example: A new auto loan with an APR of 7.00% would qualify for an APR of 6.50%.
• Club members will receive 10 basis points added to their Annual Percentage Yield (APY) on regular and IRA share certificates for the term opted. Example: A share certificate with an APY of 3.15% would be increased to 3.25%
• Members age 55+ would qualify for one (1) FREE box of checks annually (Note: One per household).

Requirements

• PFCU membership.
• A PFCU share draft (Checking) account
• One of the following:
  1. Bill Pay
  2. Instant Cash Line of Credit
  3. Home Equity Line of Credit
  4. Enroll in Peoples 24/7 and receive e-statements
• Current and future loans must be directed to be on direct pay or transfer.
• Payroll deposit (where applicable), retirement or Social Security (SSI) payments must be direct deposited to PFCU.