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Auto Loans

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Whether it’s a new – or new to you – auto, we are proud to offer some of the most competitive rates nationwide! Get your pre-approval today and negotiate with confidence.

Auto loans as low as 6.25% APR*

*Based on approved credit, Pre-approval, and Enrolled in Peoples Preferred Club. Ask a representative for details!

Get Pre-Approved!

Icon of auto with $

0.25% Off Qualified Rate

Peoples Preferred Club

0.50% Off Qualified Rate

How do I become eligible for Peoples Preferred Club?

Auto Loans

  • Competitive Rates
  • No monthly fees or prepayment penalties
  • Flexible Terms (up to 84 months)
  • Rate discounts available
  • Easy, convenient application process
  • Loan Payment Protection/Insurance
  • Personalized member service
  • GAP Protection
  • Extended Warranty Protection
  • Automatic loan payments from your Peoples FCU checking or savings account or your chosen financial institution
  • 24/7 access to current balances, transaction history, payment due dates

Looking to purchase your first new vehicle or a way to get your credit started. Contact one of our locations to inquire about our "First Time Buyer" program to get your credit established.

First Time Auto Buyer

Auto Loans

Auto Loans
APR = Annual
Percentage Rate
APR as low as APR
Peoples Preferred Club
as low as
Peoples Preferred Club & Pre-Approval
as low as
New Auto 7.00% 6.50% 6.25%
Used Auto 7.50% 7.00% 6.75%


Let's have a discussion how we may save you money!
Refinance your auto loan from another lender with Peoples FCU's low rates!

person handing car key to another person

Peoples Federal Credit Union's Dealer Program

For added convenience, we offer indirect lending with approved dealerships. Just tell your salesperson you want Peoples Federal Credit Union to finance your auto or recreational vehicle, and we can process the deal while you wait at the dealership! Better yet, get pre-approved for ultimate convenience.

For more information, please contact Christina Pettry, Director of Indirect Lending, at:
scrouch@peoplesfcu.com or 304-729-3137.

Access Participating Dealers

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