Starting June 1st, 2024, our Cross Lanes branch lobby will be closing at 5 PM on Tuesdays and Thursdays.

First Time Auto Buyer

person sitting in auto holding key

You'll never forget buying your first car. Peoples FCU can help you get the best possible financing with our first-time auto buyer program...even if you don’t have an established credit history.
Looking to purchase your new vehicle or a way to get your credit started. Contact one of our locations to inquire about our "First Time Buyer" program to get your credit established.

  • Competitive Rates
  • No monthly fees or prepayment penalties
  • Flexible Terms (up to 60 months) and $15,000 maximum to borrow
  • Rate discounts available
  • Easy, convenient application process
  • Loan Payment Protection/Insurance
  • Personalized member service
  • Expert vehicle advisors
  • GAP Protection
  • Extended Warranty Protection
  • Automatic loan payments from your Peoples FCU checking or savings account
  • 24/7 access to current balances, transaction history, payment due dates
Current Rates

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