Share Certificates

If you're fortunate enough to have some extra savings and want to earn higher dividends than a regular savings, checking or money club account, consider a share certificate.

Share Certificates - $1,000 Minimum Deposit

Dividends are compounded daily and paid monthly.
Choose to have dividends posted to your savings account or re-invest dividends in your certificate.
Member may invest in a 6 month, 1 year, 18 month, 2 years or 3 years in a share certificate.
To view rates yielded for each term, please see our rates.
Penalty for early withdrawals.
After certificate is opened, the dividend rate is fixed for the term.

Jumbo Share Certificates

Available in 1, 2, & 3 year terms

Tiered by:
$100,000.00 - $149,000.00
$150,000.00 - $199,999.99
$200,000.00 and over

Share Certificates

Share Certificates	APY (Annual Percentage Yield)	APY Peoples Preferred Club
6 month Share Certificate	0.90%	1.00%
1 year Share Certificate	1.26%	1.36%
18 months Share Certificate	1.36%	1.46%
2 year Share Certificate	1.56%	1.66%
3 year Share Certificate	1.77%	1.87%

$1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Jumbo Share Certificates

Jumbo Share Certificates	APY (Annual Percentage Yield)	APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year	1.41%	1.51%
2 Years	1.61%	1.71%
3 Years	1.82%	1.92%
$150,000.00 - $199,999.99
1 Year	1.41%	1.51%
2 Years	1.66%	1.77%
3 Years	1.87%	1.97%
$200,000.00 and over
1 Year	1.51%	1.61%
2 Years	1.71%	1.82%
3 Years	1.92%	2.02%

Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal