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Share Certificates

Growing Money

If you're fortunate enough to have some extra savings and want to earn higher dividends than a regular savings, checking or money club account, consider a share certificate.

Share Certificates - $1,000 Minimum Deposit

chart showing increase dividends
  • Dividends are compounded daily and paid monthly.
  • Choose to have dividends posted to your savings account or re-invest dividends in your certificate.
  • Member may invest in a 6 month, 1 year, 18 month, 2 years or 3 years in a share certificate.
  • To view rates yielded for each term, please see our rates.
  • Penalty for early withdrawals.
  • After certificate is opened, the dividend rate is fixed for the term.

Jumbo Share Certificates

Available in 1, 2, & 3 year terms

Tiered by:
$100,000.00 - $149,000.00
$150,000.00 - $199,999.99
$200,000.00 and over

Share Certificates

Share Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
6 month Share Certificate
0.25% 0.35%
1 year Share Certificate 0.30% 0.40%
18 months Share Certificate 0.35% 0.45%
2 year Share Certificate 0.35% 0.45%
3 year Share Certificate 0.40% 0.50%
$1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

Jumbo Share Certificates

Jumbo Share Certificates APY (Annual Percentage Yield) APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year 0.30% 0.40%
2 Years 0.35% 0.45%
3 Years 0.40% 0.50%
$150,000.00 - $199,999.99
1 Year 0.30% 0.40%
2 Years 0.35% 0.45%
3 Years 0.40% 0.50%
$200,000.00 and over
1 Year 0.35% 0.45%
2 Years 0.40% 0.50%
3 Years 0.45% 0.55%
Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

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